Local radio station "The Zone 100.5", is currently running a contest in which listeners can win $25,000.00! That's great, right? Well, not so fast!

While I must admit that this contest is legal, morally is not a word I would use to describe it. Basically there is an "Outlaw" that has $25,000.00 and if you can follow the clues, you can find the location of this "Outlaw" and win the 25 grand.

What the radio station is not telling you upfront, is that you really are not getting $25,000.00, at least not right away. Upon choosing a winner, that person will receive a Share Certificate from the Sacramento Credit Union in the amount of $3,440.00. Upon maturation the Share Certificate will be valued at $25,000.00. This takes 10 years.

One Prize will be award: The Prize consists of a $3,440.00 Share Certificate from Sacramento Credit Union. Upon maturation, the Share Certificate will be valued at $25,000. ARV at the time the prize is won: $3,465.00. The winner of the share certificate will be subject to the terms and conditions as set forth by Sacramento Credit Union:

Initial Deposit: $3,440.00 to be supplied by Sacramento Credit Union (Winner must join the credit union. Failure to join voids winning Share Certificate offer. Sacramento Credit Union will supply the $25 to open and waive the $5 member fee.)

Annual Percentage Rate: 20%

Term of Share Certificate: 10 years from open date (certificate will not earn interest after the maturity date)

100.5 The Zone "Outlaw" Contest Rules

If for some reason the link stops working, you can view a PDF of the rules HERE.

While I have to give them credit for a clever contest, I cannot go along with the misleading of their listeners. In this day and age, $25,000.00 could go a long way. People could pay bills, save for college, etc... We have people losing their homes right now due to high foreclosures. Maybe the $25,000.00 could prevent one person from having that happen to them.

I hope that 100.5 the Zone, steps up, corrects this and gives the winner the full $25,000.00 and not a Share Certificate that matures in 2018.